Someone else owns an interest in your title
Improperly executed documents
Pre-policy forgery, fraud and duress
Defective recording of any document
Undisclosed restrictive covenants
A lien on your title because of a security deed, judgment, tax or special assessment or a charge by a homeowners association
Unmarketable title
Forced removal of a structure that encroaches onto another property or easement
Forced removal of a structure which violates an existing zoning law
Forced removal of a structure because of a violation of a restriction in Schedule B
Inability to use land for single-family dwelling because of a violation of zoning ordinance or restriction in Schedule B
Pays rent for substitute land or facilities
Rights under unrecorded leases
Plain language
Unrecorded easements
Building permit violations *
Compliance with Subdivision Map Act, if any *
Restrictive covenant violations
Map, if any, not consistent with legal description
Covenant violations resulting in reversion
Enhanced marketability
Violations of building setbacks
Discriminatory covenants
Access - actual vehicular and pedestrian access based on a legal right
Boundary walls and fence encroachment *
Post policy forgery
Post-policy encroachment
Post-policy damage from minerals or water extraction
Post-policy Living trust coverage for trustee
Post-policy Living Trust coverage for beneficiary
Post-policy automatic increase in value up to 150%
Post-policy adverse possession
Post-policy cloud on title
Post-policy prescriptive easement
Insurance coverage forever
* Subject to a deductible and maximum indemnity liability, which may be less than the policy amount.